Florida Residential Insurance

Protect your home with confidence

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

Comprehensive coverage for your home and property.

Find an Agent

Home insurance options in Florida

From brand-new builds to high-value homes, we’re here to help protect your home from Florida’s unique challenges—like hurricanes, floods, and more with a variety of policy options.

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

See All FAQs

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

Yes, we offer bundle options for additional coverage, including our Silver, Gold, and Diamond Packages. You can also bundle your home, boat, and/or golf cart coverage with American Integrity to earn our Multi-Policy Discount! Please note these options are currently only available in Florida. Talk to your agent to learn more.

Latest

Learn more about homeowners and residential insurance

Browse educational articles about insurance coverage for your home and other types of property.

Florida neighborhood with light street flooding after heavy rain, representing flood insurance protection and preparedness.

Natural Disasters

Don't Get Swept Away: Flood Insurance Options for Florida Homeowners

Florida homeowners face high flood risks, and standard insurance doesn’t cover flood damage. Learn how American Integrity’s private flood endorsement offers affordable, flexible protection.

Florida homeowner reviewing home insurance declarations page and policy documents to understand coverage details.

Policyholder Education

Demystifying Your Home Insurance: A Breakdown of the Declarations Page

Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.

Aerial view of a Florida home with severe roof damage after a hurricane, showing debris and storm impact near a lake, representing the need for homeowners insurance coverage.

ValueGuard

Natural Disasters

Don't Be Caught Unprepared: Understanding Hurricane Risks in Florida

Learn how to prepare for Florida’s hurricane risks and protect your home with affordable coverage options from American Integrity Insurance.

Save Money

Big Discounts

Saving on your insurance is easier than ever with our wide range of discounts. At American Integrity, we offer ways to lower your premiums while keeping your coverage robust. Whether you bundle policies or add safety features to your home, we help make protecting your property more affordable.

Discounts