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Your Guide to Coverage
At American Integrity, we understand that unexpected events can feel overwhelming. That’s why we offer educational resources and guidance to help you understand your coverage, prepare for potential risks, and feel confident about what to do if a claim ever arises.
What is Property and Casualty Insurance?
Property and Casualty (P&C) Insurance helps protect your home and the things that matter most—your personal belongings, valuable assets, and the place you call home. Whether it’s damage from a fire, theft, or a natural disaster, P&C Insurance is designed to cover the unexpected. Plus, it includes liability coverage, so if someone gets hurt on your property or you accidentally damage someone else’s, you’re covered. Simply put, P&C insurance gives you peace of mind, ensuring that when life throws surprises your way, you’re prepared.
Why Do I Need Insurance?
Insurance is more than just a mortgage company requirement—it’s a safeguard for your financial future. Accidents, natural disasters, and unexpected life events can happen at any time. Without the right coverage, you could face costly repairs, medical bills, or legal fees. Having the proper insurance means you’re prepared for the unexpected and can protect yourself, your loved ones, and your assets.
Tips for Choosing the Right Coverage
Finding the right insurance coverage doesn’t have to be overwhelming. Whether you're insuring your first home or reviewing your current policy, here are some helpful tips to make sure you’re getting the protection you need.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
Your premium is based on factors like the value of your home or personal property, your location, and the types of coverage you select.
The declarations page on your policy will outline specific coverages, including what’s protected and what’s not. We recommend reviewing your policy with an agent to fully understand your protection.
You can file a claim with American Integrity by calling our 24/7 claims line at 1-866-277-9871 or filing online through our Customer Portal. If you have tropical storm or hurricane-related damage, please call 844-MYAIIC1 (844-692-4421).
Yes! As your needs change, you can adjust your coverage to make sure you’re always fully protected. You can also add additional insureds, like a co-owner or spouse, who have a financial interest in your property. Talk to your agent to update your policy.
We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Learn more about homeowners and residential insurance
Click below to browse some of our latest resources and see our full library of blog posts.
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Pull back the curtain on homeowners insurance
Browse our video gallery for more information on available insurance coverage types.
