North Carolina Homeowners’ Insurance

Broad Coverage For Your Home

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

In North Carolina, front porch conversations last a little longer and neighbors feel more like family. And just like a strong foundation supports your new home, the right insurance gives you peace of mind. Providing insurance solutions for recently constructed homes is our specialty. With American Integrity, you will receive comprehensive protection tailored to your needs and exemplary customer service.

Find an Agent

What does North Carolina Homeowners Insurance Cover?

Your home is one of your most valuable assets, and protecting it is essential. Our North Carolina Homeowners Insurance offers comprehensive coverage to safeguard your property from unexpected risks, giving you peace of mind through life’s many changes.

Property Damage

Coverage for your home and structures from damage caused by fire, storms, or other covered events.

Liability Protection

Protect yourself from legal costs if someone is injured on your property.

Personal Property

Coverage for your belongings, from furniture to electronics, whether at home or away.

Additional Living Expenses

Assistance with temporary living costs if your home becomes uninhabitable due to a covered loss.

Why Choose American Integrity?

Choosing American Integrity means partnering with a team that understands the unique needs of North Carolina homeowners. Our insurance solutions are designed to deliver the right protection for your home, backed by the dedicated service you deserve. With a proven track record of helping homeowners recover quickly, we’re here to make safeguarding your property simple and stress-free.

Discounts
Lower your premiums with savings for bundling policies, installing protective devices, or qualifying based on your home’s age and features.

Discounts

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

See All FAQs

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

Latest

Learn more about homeowners and residential insurance

Browse educational articles about insurance coverage for your home and other types of property.

Luxury Florida home with modern design and tropical landscaping representing high value homeowners insurance coverage.

High Valued Homes

High Valued Homeowners: Are You Fully Covered?

Standard homeowners insurance often falls short for high-valued properties. Learn how American Integrity’s high valued coverage protects custom homes, valuables, and unique features.

Demystifying Your Home Insurance: A Breakdown of the Declarations Page

Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.

Florida Homeowners Insurance for New Construction | Is Homeowners Insurance Cheaper on New Construction?

Many potential homeowners may be surprised to learn that Florida homeowners insurance for new construction can be substantially more affordable than insuring older, existing homes. Part of the reason is that everything in a newly built home is, well, new!