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Reliable Coverage in South Carolina
Homeownership in South Carolina comes with its own set of challenges, from coastal storms to everyday risks. Our homeowners insurance gives you peace of mind by providing the protection you need, designed specifically for life in the Palmetto State.
What Our South Carolina Homeowner’s Insurance Covers
Property Damage
Safeguard your home and attached structures against damage from fire, windstorms, hail, and other covered events.
Personal Property Coverage
Protect your belongings, from electronics to furniture, whether they're in your home or temporarily off-site.
Liability Protection
Protects you financially if someone is injured on your property.
Additional Living Expenses
Covers temporary living costs if your home becomes uninhabitable due to a covered loss.
Why Choose American Integrity?
When it comes to protecting your home, you want an insurer who understands your needs. American Integrity’s South Carolina homeowners insurance policies are crafted with experience and care, offering the security you need backed by a team dedicated to customer support. We prioritize your peace of mind, delivering coverage you can count on when it matters most.
Discounts
Save with discounts for protective features, multi-policy bundles, and homes built to wind-resistant standards, keeping quality coverage affordable for South Carolina homeowners.
Learn MoreFrequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.
Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.
Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.
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