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Choosing
the Right Insurance Partner

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

Whether you’re a seasoned (or seasonal) pro renewing coverage or this is your first home, learn more about what you should look for in an insurance company.

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Financial Stability

At American Integrity Insurance, we understand the importance of being there when our customers need us most, and fulfilling our commitment to help them restore their homes and property after a loss. We manage our growth and finances, prudently to ensure that we we’re able to pay claims in the event of catastrophic weather, continue to grow, and provide our policyholders with comprehensive insurance coverage.

Thanks to our consistent profitability, conservative investment strategy and sound capitalization, American Integrity Insurance Company has earned a BBB+ insurance financial strength rating from Kroll Bond Rating Agency and an “A” (Exceptional) Financial Stability Rating® from Demotech, Inc., providing our customers and agency partners with confidence that our Company will be there when they need us the most.

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Customer Service

You may need your homeowners insurance company’s customer service when you least expect it. Dealing with damage to your home can be a very stressful time. We’ve outlined some key questions to ask when choosing your homeowners insurance company:

If you called their offices, would you be able to speak with someone in person?
Is the claims department available 24/7?
Can you file a claim online?
Are they clear about their claims process?

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Broad Product Portfolio

Homeownership looks different across the Southeast: some families live here year-round, while others enjoy a seasonal escape. At American Integrity, we understand these unique needs and provide property insurance solutions designed for our neighbors throughout the region.

From homes, condos, and rentals to manufactured or vacant properties, we offer a wide range of coverage options. In addition to standard policies, we provide specialized products such as flood insurance, golf cart & watercraft coverage, and identity recovery – helping protect homes and families across the Southeast with solutions tailored to today’s challenges.

Insurance Products

Discounts

We like to reward our policyholders with discounts for many reasons, such as being an active or retired member of the military, having fire and burglar alarms, or living in a gated community. We have a wide range of available discounts to help you make the most out of your insurance policy and get the best deal. Ask your agent about what you qualify for when you receive a quote from any homeowners insurance company.

Available Discounts

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

See All FAQs

American Integrity offers a wide range of insurance policies to meet your individual needs. From maximum coverage to protection against essential risks, full-time residences to vacant properties, you can customize your insurance policy to best suit your home. Click here to learn about all the various coverage American Integrity has to offer.

Home insurance costs are mainly influenced by your home's location, age, and construction type, along with your claims history and the deductible you choose.

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

Latest

Learn more about homeowners and residential insurance

Looking for more insights? Click below to browse some of our latest resources and see our full library of blog posts.

Florida neighborhood with light street flooding after heavy rain, representing flood insurance protection and preparedness.

Natural Disasters

Don't Get Swept Away: Flood Insurance Options for Florida Homeowners

Florida homeowners face high flood risks, and standard insurance doesn’t cover flood damage. Learn how American Integrity’s private flood endorsement offers affordable, flexible protection.

Demystifying Your Home Insurance: A Breakdown of the Declarations Page

Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.