North Carolina Homeowners Insurance

Complete Coverage for North Carolina

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

In North Carolina, we understand that protecting your property means having coverage that truly fits your needs and lifestyle. That’s why American Integrity offers comprehensive insurance for newly constructed homes (built within the last five years), along with the option to add essential protection like flood insurance—all designed with North Carolina’s unique needs in mind.

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Explore tailored coverage to fit your needs

Row of modern homes in a quiet North Carolina neighborhood at dusk, representing insurance coverage designed for newly constructed homes.

Homeowners Insurance

Our HO-5 policy is built for newer homes up to 5 years old, providing extensive protection against common risks, so you can have peace of mind.

Smiling couple moving into a new home with boxes and plants, representing how finding an agent can help homeowners take advantage of valuable insurance discounts.

Discounts for North Carolina Homeowners

From multi-policy bundles to discounts for newer homes and protective devices, our North Carolina homeowners enjoy comprehensive coverage without breaking the bank.

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

See All FAQs

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

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Luxury Florida home with modern design and tropical landscaping representing high value homeowners insurance coverage.

High Valued Homes

High Valued Homeowners: Are You Fully Covered?

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Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.

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