Sunshine State: Insured

Home insurance costs are mainly influenced by your home's location, age, and construction type, along with your claims history and the deductible you choose.

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.

If you have a mortgage, your lender will require you to have home insurance to protect their investment. Many lenders set up an escrow account, where part of your monthly mortgage payment goes toward your home insurance premium. The lender then pays the insurance company directly from this account each year. 

A standard homeowners insurance policy typically includes coverage for the structure of your home, personal belongings, and liability in case of injury on your property.

Give our friendly customer service team a call at 866-968-8390 (Option 4) or reach out to your insurance agent directly. You can also text 'SUPPORT' to 813-706-3348 to have a conversation with us via Text/SMS (Msg & data rates may apply. Reply "stop" to opt out at any time). To view a copy of your policy, including a breakdown of your policy and deductibles, visit our Customer Portal. 

Make payments online using our Customer Portal, by calling us at 866-968-8390 (option 3), or by mailing a check to our payment address:

American Integrity Insurance
P.O. 748042
Atlanta, GA 30374-8042

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.  

Overnight payments should be mailed to:

American Integrity Insurance
Lockbox 748042
1669 Phoenix Parkway, Suite 210
Atlanta, GA 30349

Contact your agent if you have any concerns about your coverage. It’s crucial to keep them informed about any changes to your property, including renovations, new occupants, additions like a pool, or enhancing safety features. These changes could affect your coverage and the rate you pay. 

Yes, we offer bundle options for additional coverage, including our Silver, Gold, and Diamond Packages. You can also bundle your home, boat, and/or golf cart coverage with American Integrity to earn our Multi-Policy Discount! Please note these options are currently only available in Florida. Talk to your agent to learn more.

Yes, you can add additional insureds, like a co-owner or spouse, who have a financial interest in your property. Talk to your agent to update your policy.

Contact your agent to make modifications to your existing American Integrity coverage. You can also call our customer service team at 1-866-968-8390 or text 'SUPPORT' to 813-706-3348 to have a conversation with us via Text/SMS (Msg & data rates may apply. Reply "stop" to opt out at any time).

Standard home insurance doesn’t cover floods, sinkholes, wear and tear, or termite damage. Consider talking to your agent about additional coverage for these risks.

Discounts vary by state, but we have lots of savings opportunities to help you earn money off your premium! Click here to see a list of available discounts and check with your agent to see which apply to your policy.