South Carolina Insurance Products

Reliable Coverage in South Carolina

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

South Carolina homeowners face unique risks, from coastal storms to everyday events. American Integrity offers insurance options tailored to the needs of South Carolinians, ensuring your property is protected year-round.

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Homeowners insurance for South Carolina homes

Protect your investment with coverage designed for South Carolina homes, including those up to 75 years old. This policy covers your home and belongings while offering flexibility for a range of property values.

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Protect Your Home

Flood insurance coverage

Flooding is the most frequent and expensive natural disaster in the United States. Since standard homeowners insurance doesn’t cover flood damage, it’s essential to secure proper protection for your South Carolina home.

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Save Money

Discounts for South Carolina Homeowners

Save with discounts for wind-resistant features, secured communities, smart home technology, and more. Our discount options help keep quality coverage affordable.

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Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

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We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

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Learn more about homeowners and residential insurance

Browse educational articles about insurance coverage for your home and other types of property.

Florida neighborhood with light street flooding after heavy rain, representing flood insurance protection and preparedness.

Natural Disasters

Don't Get Swept Away: Flood Insurance Options for Florida Homeowners

Florida homeowners face high flood risks, and standard insurance doesn’t cover flood damage. Learn how American Integrity’s private flood endorsement offers affordable, flexible protection.

Demystifying Your Home Insurance: A Breakdown of the Declarations Page

Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.