Homeowners Insurance Florida | “Musts-Dos” For Maintaining Your Vacant Property

Your home is likely one of the largest investments you’ll ever make. If it’s going to sit empty for a while, it’s critical to take steps to protect it. Whether you plan to move back in or rent it out later, maintaining your vacant property helps prevent damage, deter intruders, and preserve your home’s value.

Vacant properties face higher risks than occupied ones. A house that looks empty can attract burglars, vandals, and squatters. Even small maintenance issues, like a slow leak or a broken pipe, can go unnoticed and cause major damage over time.

If you’ll be away for an extended period, follow these must-dos to keep your property safe and secure.

Related Post: How to Protect Your Vacant Rental When You’re Away

Maintain Curb Appeal

A home that looks neglected is an easy target. Overgrown grass, high weeds, and overflowing gutters can all signal vacancy. Schedule regular lawn care, yard cleanup, and gutter maintenance to keep your property looking occupied. Installing exterior and interior lighting on timers can also create the impression that someone is home.

Related Post: Maintaining Your Rental Property

Install a Security System

Modern security systems make it easier than ever to protect a vacant home. Choose one with mobile alerts, live video, and remote access so you can monitor your property from anywhere. Posting visible security signs can further deter potential intruders and vandals.

Perform Monthly Maintenance Checks

Even when a home is empty, it still requires attention. Arrange for a trusted neighbor, property manager, or handyman to stop by regularly. They can collect mail, inspect for leaks or pest activity, and ensure everything is in working order. Inside the home, remember to:

• Flush toilets and run faucets to prevent dry seals and odors

• Replace HVAC filters as needed

• Check smoke and carbon monoxide detectors

• Look for signs of moisture, insects, or rodents

Keep Your Insurance Coverage Current

Standard Florida homeowners insurance doesn’t always apply to vacant homes. If your property will be unoccupied for an extended time, make sure your coverage includes a vacant home endorsement. American Integrity’s Vacant Coverage protects against the added risks that come with an empty home, offering peace of mind while you’re away.

Protect Your Property and Your Investment

Whether you plan to return, sell, or rent your home, the right maintenance and coverage are essential. A few preventive steps today can save you from costly repairs and losses later.

Talk to an American Integrity Insurance agent to learn more about  Vacant Coverage and other specialized insurance options designed to protect your home – even when you’re not there.

American Integrity Insurance is committed to providing Florida homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and community.

We offer traditional and high valued homeowners insurance, condo insurance, renters insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance, umbrella insurance, golf cart insurance, boat insurance, cyber coverageand identity theft protectionas well as equipment breakdown coverage, to help address a broad range of needs facing Florida homeowners today.