Education

Thanks to legislative reform that has improved Florida’s property insurance market, we're able to offer Miami homeowners strong coverage options, and we’re excited to serve the South Florida community with the same trusted service we’ve provided across Florida for 20 years.

If you have a mortgage, we’ll notify your lender and provide all the required information, and you’ll receive your new American Integrity policy documents upon renewal.

Call 877-739-2003 or select Get a Quote to submit your contact information. A licensed team member will follow up to gather a few additional details about your home and review your quote with you.

We insure single-family homes, condos, rental properties, and vacant homes throughout Miami and throughout Florida.

The assumption date is the day American Integrity takes responsibility for managing any losses affecting your insured property. Until you receive a policy renewal from American Integrity, you should contact Citizens or your agent for policy changes and payments.

Not at this time. Quotes are prepared by one of our licensed team members, who will need to collect additional details about your home to ensure that your quote is accurate.

Our homeowners' insurance is tailored for Florida’s climate and includes coverage options for windstorm and hurricane damage, subject to policy terms.

Until your Citizens policy expires, you’ll continue to pay the same way you’ve been paying. Before your renewal date, you will receive instructions for renewing your American Integrity policy. If your mortgage company pays your insurance premium, we’ll send them an invoice.

If you submit your contact information, we will call you within one business day. Calling during business hours is the fastest way to get a quote from our team.

Contact a local agent to get a fast and free home insurance quote for your Miami property.

It depends. If your Citizens policy has not expired yet, Citizens will still handle your claim. You can contact them at (866) 411-2742 to file a claim. If your Citizens policy has expired and you’ve already received your new American Integrity Policy, you can file a claim by calling our 24/7 claims line at 1 (866) 277-9871.

Monday through Friday, 8:30 AM to 5:30 PM Eastern. If you reach out after hours, we will call you back the next business day.

Our 20-year history, financial strength, and deep expertise in the Florida market set us apart. We offer stability and peace of mind in a challenging insurance landscape.

Yes! Your agent will be able to service your policy with American Integrity.

Your property address and a few details about the home, such as year it was built and how long ago any updates were made. If you don't have this information handy, we can help.

We’re proud to have nearly 80% customer satisfaction with the speed and resolution of our claims! Our dedicated team works tirelessly to process claims quickly and help our customers get on the road to recovery as soon as possible. Since 2007, we’ve been here to support our customers through every storm.

No. Requesting a quote is free and there is no obligation.

With our robust reinsurance program, and our Policyholder Surplus of $100M+, our company is safe, solvent, and secure. We consistently earn an “A” (Exceptional) Financial Stability Rating® from Demotech, Inc., helping to reassure customers of American Integrity’s long-term stability and commitment to our customers.

Coverage varies by policy. Typical homeowners policies cover the structure, personal belongings, and liability, subject to terms, limits, and exclusions. Your quote will outline what is included and our team is happy to walk you through your coverage.