Build with Confidence

New Home Construction

Safeguard your new construction with comprehensive coverage tailored to your home’s unique needs. From the foundation to the finishing touches, we’ve got you covered against life’s unexpected events.

Why American Integrity

Your Florida new home insurance provider

When you choose American Integrity for coverage for your new construction home in Florida, you receive:

  • GREAT rates for newer homes (newer than 5 years)
  • A variety of discounts including those for military, seniors, and secured communities
  • Flood endorsement (less expensive than NFIP with no waiting period) available in many areas
  • Other optional coverages and bundle options

Save Money

Discounts

There are a variety of discounts available for new construction homes, including:

  • Home improvement options including smart homes, protective devices, and secured communities
  • Multi-line discount when you add your boat/jet ski, golf cart, rental home, or other products
  • Water loss prevention, military, senior/retiree, and many more! 

Ask your American Integrity Insurance agent about all the available discounts when you call us today for a Florida homeowners insurance quote for new construction.

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Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

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New Home Construction includes homes built in the past five years. These homes are safer and more durable, typically using the latest technology, materials, and safety codes, with features like fire and windstorm resistance. New Home Construction tends to offer the most affordable insurance rates – which is something to consider when buying a home!

New Home Construction Insurance covers all essential areas as a standard policy, including coverage for the structure of your home, personal belongings, and liability in case of injury on your property. You can also add extra protection like Cyber or Flood coverage.

You can save with discounts for active and retired military personnel, seniors and retirees, having a high insurance score, protective devices, water loss prevention features, and more. Plus, you can save by bunding your boat or golf cart insurance with American Integrity. 

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

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