ValueGuard Property Insurance

ValueGuard Property Insuranceā„¢ is designed to offer Floridians tailored, essential protection for their homes at a more affordable price point.

what's covered

Essential protection

Recognizing the unique needs of Florida homeowners, ValueGuard Property Insurance™ provides basic coverage that allows homeowners and condo-owners an opportunity to continue with much needed insurance coverage.

ValueGuard is specifically tailored to address the fundamental insurance needs of Florida residents, offering coverage for essential risks such as fire and windstorm. By focusing on these core perils, ValueGuard enables homeowners to secure their properties against common threats without having to self-insure.

Common Risks

Hurricanes, Wind & Fire

ValueGuard Property Insurance provides coverage for wind and fire losses, with an option to purchase contents and liability coverage.

We understand the importance of affordable insurance protection for Florida homeowners, especially in the face of common risks such as hurricanes and fire. With ValueGuard, we provide essential coverage at a price that fits within our customers' budgets, allowing them to safeguard their homes and condos with confidence.

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Dedicated Customer Support

American Integrity’s experienced Client Services team is committed to providing exceptional customer service and support to policyholders, offering guidance and assistance every step of the way.

Dedicated Customer Support

Streamlined Claims Process

In the event of a covered loss, policyholders can expect a prompt and efficient claims process, ensuring timely resolution and minimal disruption.

Streamlined Claims Process

Flexible Coverage Options

Homeowners and condo owners have the flexibility to customize their ValueGuard policies with optional add-ons to enhance coverage according to their individual needs and preferences, including an optional flood endorsement.

Flexible Coverage Options

Core Peril Coverage

ValueGuard provides essential protection against key risks, including fire, wind, and hurricanes, offering peace of mind at an affordable price point.

Core Peril Coverage

More Affordable Premiums

ValueGuard is priced more affordably to ensure that Floridians can access essential insurance coverage without facing financial strain.

More Affordable Premiums

Why Choose American Integrity?

We understand the unique challenges Florida homeowners face. That’s why we designed our ValueGuard policy to offer comprehensive protection for your home at a competitive rate. You get tailored solutions and unparalleled customer service backed by the trust and reliability of a Florida-centric insurer committed to delivering the coverage you need. With ValueGuard, you may qualify for premium discounts through bundling policies, installing protective devices, and windstorm mitigation features.

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

See All FAQs

ValueGuard provides protection against key risks like fire and windstorms (including hurricanes), with options to add Flood and liability coverage.

Contact an American Integrity agent to see if your home or condo qualifies for ValueGuard coverage.

ValueGuard is more affordable than traditional home insurance, especially when paired with additional savings opportunities. Talk to your agent to see which discounts you qualify for!

ValueGuard policyholders can earn a discount if they have fire alarm, automatic sprinklers, and/or windstorm loss mitigation features in their home.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

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